The financial state of your company. In real time.
Financial State Engine turns fragmented financial data into one continuously updated representation of your company’s liquidity, obligations, receivables, exposure and commitments.
- AVAILABLE CASH$2,418,240
- EXPECTED RECEIVABLES+$842,600
- COMMITTED PAYABLES−$611,200
- PAYROLL−$218,400
- PENDING SETTLEMENTS+$183,900
- CONTRACTUAL OBLIGATIONS−$341,000
- FX EXPOSURE$421,000
Your financial data is everywhere. Your financial state isn’t.
Every modern company runs on dozens of disconnected financial systems. Banks hold the cash. Payment processors hold the settlements. Accounting holds the ledger. ERP holds the operations. Each system knows a fragment of the truth — none of them know the whole picture, and none of them agree in real time.
Financial State Engine connects to every one of these systems and continuously resolves them into a single, canonical financial state.
STATE ENGINE
We don’t just collect financial data. We construct financial state.
Raw financial events are noisy, duplicated and disconnected. Financial State Engine normalizes, resolves and reconciles every event against your broader financial graph before it ever becomes part of your state.
- Customer
- Acme Corp
- Amount
- $42,800
- Expected settlement
- Sept 4
- Invoice
- INV-20481
- Currency
- USD
- Status
- Pending
Ask your financial state anything.
Every answer is generated by reasoning over the same continuously constructed financial state — not by inventing figures. The model doesn’t guess. It reads.
How much can we safely spend this month?
Know where you are. Know how you got here. Know what’s coming.
A bank balance tells you where you stand today. Financial State Engine models liquidity across time — the events that produced your current position, and the obligations and receivables already committed to shape what comes next.
Every financial event has context.
Financial State Engine treats customers, vendors, accounts, invoices, contracts and transactions as connected entities in a graph — not isolated rows. It understands how a single dollar moves through your business.
A financial state layer for the software that runs your company.
Financial State Engine sits beneath the applications your company already runs on — and beneath the ones you haven’t built yet.
- Banks
- Payment processors
- Accounting
- ERP
- Payroll
- Billing
- Cards
- Treasury
- Contracts
STATE ENGINE
- Treasury
- Finance
- Accounting
- Payments
- Risk
- ERP
- Fintech applications
- Internal systems
Financial state, available through an API.
Every figure your application needs — liquidity, receivables, payables, exposure — resolved server-side and returned as a single, consistent object. No reconciling across five providers in your own code.
Connect once. Build on financial state everywhere.
{
"available_cash": 2418240,
"expected_receivables": 842600,
"committed_payables": 611200,
"pending_settlements": 183900,
"fx_exposure": 421000,
"as_of": "2026-09-01T14:32:08Z"
}Intelligence built on financial reality.
AI is not the product. It’s a reasoning layer that sits on top of a financial state engine — able to reason across liquidity, obligations, receivables and exposure because that state already exists, structured and current.
Better financial intelligence starts with better financial state.
Build on financial truth.
Give every financial system a continuously updated view of what your company actually owns, owes, expects and is exposed to.
Request access.
Tell us about your company and what you’re looking to build. We’ll follow up to set up your integration.